Defining Your Solvable Problem®
As we talked about, this journey isn’t about rushing to the finish line, it’s about taking it slow, being thoughtful, and actually enjoying the process. Like any meaningful path, we have to start at the beginning: defining your Solvable Problem®.
This framework is like turning on the lights in a dark room. It helps us figure out where you’re starting, where you want to go, what you truly value, and whether your actions are lining up with those goals. That first step is what we call Clarity: a foundational piece for making better decisions and figuring out the 1-2 next steps that will move the needle in your life.
This is our first real attempt to paint a picture of the life you want to create. It’s about defining your Floor, the baseline you’re willing to accept. For example, the minimum income you’d be okay with in 2025.
By identifying your Floor, we start to get a clear sense of the resources you already have and what’s realistic to achieve from here.
Now, I know that might sound like a lot to process all at once. Take a deep breath, you’ve got this, and we’ve got you! This isn’t a test, there’s no “right or wrong” answer here.
The key is micro-stepping. If you don’t have all the answers right now, that’s totally fine. The goal isn’t perfection, it’s progress.
So here’s the deal: give yourself permission to take your time with this. Be honest with yourself. Explore these questions with curiosity, not judgment.
This is about designing a life you actually want, not one you feel obligated to chase.
Let’s make it happen, together.
How to fill out your Solvable Problem Worksheet:
This worksheet is your first step toward gaining Clarity and building the life you actually want. This isn’t about cramming for a test; it’s about being honest with yourself and setting a foundation for better decisions. Here’s how to approach each section:
6WU (6 Word Update)
Describe your main goal in six words. Keep it tight, clear, and focused. Example: “Freedom to travel and stay solvent.”
2025 Income Goal
What do you want your income to look like in 2025? Be realistic but optimistic.
Top 3 Priorities
What do you want your income to look like in 2025? Be realistic and specific.
Essential Expenses
This is the number that covers your bare minimum monthly expenses: the essentials like housing, food, insurance, etc. Just the basics.
Current Income Floor
What’s the lowest annual income you can live with in 2025? This is your baseline.
Current Net Worth
Grab your personal financial statement (if you don’t have one, no sweat, just jot down what you think your assets and liabilities are). This number gives us a starting point.
Net Worth Goal
What’s the big-picture goal for your net worth, and when do you want to hit it? Example: “4M by 2030.”
Additional Monthly Investment*
Tax Rate*
Target Return*
*Sections 8, 9, and 10 will be revisited at the appropriate time, and we’ll fill them out together when we’re ready.
Top 3 Macro Beliefs
Where do you store or invest your wealth? These are your big-picture strategies for building and maintaining your financial resources. Example: “Real estate, index funds, and private equity.”
Defining the Floor in the 8 Dimensions of Balance
Locking in your Floor isn’t just about your finances. It’s about setting a baseline for all the areas that make your life fulfilling. Think of it as defining the minimum you’d need to do in each dimension to feel balanced and stay on track. By setting these Floors, you can ensure that the essentials in your life are covered, leaving you with unlimited upside to grow.
Here’s how to approach it for each dimension:
1. Family
What’s the bare minimum you’d need to feel connected to your loved ones? Maybe it’s being present in Thanksgiving dinner, Christmas with family, it’s your call. The key is defining what works for you.
2. Spirituality
How will you nurture your inner world? It could be as simple as committing to start practicing gratitude, or meditating at least 3 times a week, or going to a spiritual event this year.
3. Friends
What’s the Floor for maintaining your social connections and keep building your closest friendships?
4. Hobbies
What’s one thing you’ll do just for fun? Example: pick up an old passion you’ve set aside.
5. Health
Set a clear, achievable Floor for your physical well-being. Example: do exercise 3 times a week, play a sport at least twice a week, loose 5 pounds, etc.
6. Finances
Define the minimum financial performance you need to cover your basic needs and keep your current lifestyle.
7. Mission
What’s the impact you want to make this year? Who and how do you want to impact?
8. Joy
What’s one thing that will bring you pure joy and a sense of adventure?
How to Use This
The goal isn’t to shoot for the stars in every area, it’s to lock in a baseline that ensures balance across your life.
Once you have your Floors in place, you can focus on growth without sacrificing what matters most. Write these down, keep them somewhere visible, and revisit them often.
When life gets chaotic, these Floors are your safety net to keep you grounded.
Final Tips
- Be honest, not perfect: There are no wrong answers here. this is your Solvable Problem™, and it’s all about what works for you.
- Take your time: Don’t rush. Reflect on each section and make sure it feels right.
- Keep it simple: Complexity isn’t the goal, Clarity is.
- Keep it visible: Print out your completed worksheet and put it somewhere you’ll see it daily: a desk, a vision board, or even your bathroom mirror. The goal is to keep these insights front and center as you move forward.
This is about progress, not perfection. We’re here to guide you, step by step.
Let’s do this!
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